Guide to caravan finance

Caravan finance makes the full cost of a model more affordable through instalments, eliminating the need to pay the whole cost upfront. Like a mortgage, this enables you to pay a small chunk initially and then pay the rest in a way that suits you. There is a whole range of deals on the market to make the journey to a second home easier, and we’ll show you how we fit in below.

The major difference in comparison to the purchase of a home is that a static caravan is not a financial investment. The value of a model depreciates as time goes on, in the same way, a car would as it ages.

There’s no right or wrong way of purchasing a caravan. Depending on your financial circumstances, you might find it easier to pay a lump sum upfront and secure your dream holiday home. Assess your needs, budget and financial situation before making a decision about which route to take.

Buying upfront does mean you’ll be putting a lot of money into an asset that depreciates in value though, so it may be more financially astute to purchase a caravan with a finance plan just in case you do decide to sell in the future. Finance allows you to spread the price you pay into affordable monthly payments, proving a more approachable and realistic path to purchasing your van. Although you don’t own your van completely until the last payment is made, you’re put on a stable financial footing and it’s yours to do as you please.

Finance is an incredibly popular choice amongst our owners. We provide an affordable avenue to mitigate unnecessary financial risk. The coolest caravans can be yours for just a 10% deposit with a reasonable 5.31% fixed repayment rate (9.9% APR representative). This reasonable rate of repayments helps open the dream of buying a caravan to as many potential owners as possible.

Whatever the case, our experts are on hand to talk you through all the options available to you. We can help you decide if you’re able to buy one of our static caravans with finance. If you are, we’ll be able to offer you this fixed-rate, subject to status and availability. Our financial packages open up a world of opportunity and help you take a step closer to a memory-making place of your own.

We work with some of the biggest lenders in the business to provide our prospective owners with finance. All these lenders are trusted Financial Conduct Authority registered members. Alongside Black Horse and Santander, we offer a fixed-rate finance option to turn browsing holiday homes into buying them. 

Our 30-day money-back guarantee gives you a whole load of breathing space when making this leisurely life-changing decision. If something unforeseen happens or if you have a change of heart within 30 days of your purchase, you can hand the key back to us and we’ll return the money spent back to you. 

If you have questions about buying a holiday home, please don't hesitate to contact us. We'd love to hear from you.

Terms and conditions: Park cannot be used as a permanent residence. Haven Leisure Ltd (t/a Haven) is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited.  Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor.  Registered office:  One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL.