Caravans overlooking a lake

Static caravan finance : a guide

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You’re ready to turn your holiday experiences into permanent retreats. You’ve identified a static holiday home that dreams are made of. You see the figures, and they’re eyewatering. We’ve all been there.

At Haven, our finance options make the figures manageable, and our professional team look after you every step of the way and understand the need for a great payment plan so that you can focus on spending quality time with the loved ones and making memories that last a lifetime. Finance for caravans is made easy by us, let’s show you how. 

What is caravan finance?

What is caravan finance?

Caravan finance makes the full cost of a model more affordable through instalments, eliminating the need to pay the whole cost upfront. This enables you to pay a small chunk initially and then pay the rest in a way that suits you. There are a whole range of deals on the market to make the journey to a second home easier, and we’ll show you how we fit in below.

The major difference in comparison to the purchase of a home is that a static caravan is not a financial investment. The value of a model depreciates as time goes on, in the same way, a car would as it ages.

Why choose to finance your static caravan?

There’s no right or wrong way of purchasing a caravan. Depending on your financial circumstances, you might find it easier to pay a lump sum upfront and secure your dream holiday home. Assess your needs, budget and financial situation before making a decision about which route to take.

Buying upfront does mean you’ll be putting a lot of money into an asset that depreciates in value though, so it may be more financially astute to purchase a caravan with a finance plan just in case you do decide to sell in the future. Finance allows you to spread the price you pay into affordable monthly payments, proving a more approachable and realistic path to purchasing your van. Although you don’t own your van completely until the last payment is made, you’re put on a stable financial footing and it’s yours to do as you please.

Affordable caravan finance with us

Affordable caravan finance with us

Finance is an incredibly popular choice amongst our owners. Our reasonable rate of repayments helps open the dream of buying a caravan to as many potential owners as possible.

Whatever your situation, our experts are on hand to talk you through all the options available to you. We can help you decide if you’re able to buy one of our static caravans with finance. Our financial packages open up a world of opportunity and help you take a step closer to a memory-making place of your own.

Offer details
T&Cs apply
No site fees until 2031 when you Let2offset. Terms apply.

Even more assurance

Even more assurance

We work with some of the biggest lenders in the business to provide our prospective owners with finance. All these lenders are trusted Financial Conduct Authority registered members. Alongside Santander, we offer a fixed-rate finance option to turn browsing holiday homes into buying them. 

Our 30-day money-back guarantee gives you a whole load of breathing space when making this leisurely life-changing decision. If something unforeseen happens or if you have a change of heart within 30 days of your purchase, you can hand the key back to us and we’ll return the money spent back to you. 

If you have questions about buying a holiday home, please don't hesitate to contact us. Call us or request a call back, we'd love to hear from you.

General Terms and Conditions: Park cannot be used as a permanent residence. Haven Leisure Ltd is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited (t/a Haven). Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL. We may receive commission from the finance provider if you enter into an agreement with them.

Important information

Let2offset - make no site fee payments until 2031

Let2offset is a contractual lettings product that offers eligible owners a guaranteed letting income at a preferential rate (calculated each year) in exchange for a stipulated number of letting breaks. It also allows eligible owners to pay their site fees and receive their letting income in 12 equal monthly instalments; the monthly site fee amount charged by Haven will be after deduction of the letting income.

‘Make no site fee payments when using Let2offset until 2031’ is available at 33 Haven parks excluding Burnham, Cardigan View, Far Grange, Garreg Wen, Lydstep Beach, Riviere Sands and Seaview.  The letting income received will vary by make, model and location. The monthly site fee payment does not include running costs e.g. utilities, rates & insurance.

“Make no site fee payments when using Let2offset until 2031” is applicable to new and existing customer purchases of new Atlas Sahara 3 Bed or equivalent or superior grade holiday home purchases made through Haven where customers have also signed up to Haven’s Let2offset contract. It is not applicable to private sales and cannot be used in conjunction with our free Site Fee promotion.  It is available across 40% of eligible Parks and applies when letting a new Atlas Sahara 3 Bed holiday home (or equivalent or superior grade for 15 weeks.

An example of how “Make no site fee payments when using Let2offset until 2031” operates under Let2offset is the purchase of an Atlas Sahara 3 Bed holiday home at Primrose Valley with a monthly site fee of £585.00 (includes purchasing discount of £45) and monthly letting income of £803.67. The monthly difference equates to £218.67, which will be credited to the owner's account. Both letting income and site fees are subject to yearly pricing reviews and the monthly site fee costs and letting income shown in the example are based on 2024 figures.

Modelled assumptions on expected annual site fee and letting income charges over the 7-year lettable life of the Atlas Sahara 3 Bed indicate that under Let2offset it is anticipated that these customers will continue to receive a monthly credit during this period, however, this is not guaranteed. The modelled assumptions are based on the historical performance of Haven over the past 5 years of trading.

Images are shown for representational purposes. Access to holiday home is subject to park opening times.

Park cannot be used as a permanent residence. Haven Leisure Ltd is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited (t/a Haven). Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL. We may receive commission from the finance provider if you enter into an agreement with them.

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