Guide to caravan finance
You’re ready to turn your holiday experiences into permanent retreats. You’ve identified a static holiday home that dreams are made of. You see the figures, and they’re eyewatering. We’ve all been there.
At Haven, we turn those watery eyes back into smiles with our awesome finance option that makes purchasing a static caravan more affordable with less stress and hassle. Our professional team look after you every step of the way and understand the need for a great payment plan so that you can focus on spending quality time with the loved ones and making memories that last a lifetime. Finance for caravans is made easy by us, let’s show you how.
What is caravan finance?
Caravan finance makes the full cost of a model more affordable through instalments, eliminating the need to pay the whole cost upfront. Like a mortgage, this enables you to pay a small chunk initially and then pay the rest in a way that suits you. There is a whole range of deals on the market to make the journey to a second home easier, and we’ll show you how we fit in below.
The major difference in comparison to the purchase of a home is that a static caravan is not a financial investment. The value of a model depreciates as time goes on, in the same way, a car would as it ages.
Why choose to finance your static caravan?
There’s no right or wrong way of purchasing a caravan. Depending on your financial circumstances, you might find it easier to pay a lump sum upfront and secure your dream holiday home. Assess your needs, budget and financial situation before making a decision about which route to take.
Buying upfront does mean you’ll be putting a lot of money into an asset that depreciates in value though, so it may be more financially astute to purchase a caravan with a finance plan just in case you do decide to sell in the future. Finance allows you to spread the price you pay into affordable monthly payments, proving a more approachable and realistic path to purchasing your van. Although you don’t own your van completely until the last payment is made, you’re put on a stable financial footing and it’s yours to do as you please.
Affordable caravan finance with us
Finance is an incredibly popular choice amongst our owners. We provide an affordable avenue to mitigate unnecessary financial risk. The coolest caravans can be yours for just a 10% deposit with a reasonable 5.71% fixed repayment rate (10.6% APR representative). This reasonable rate of repayments helps open the dream of buying a caravan to as many potential owners as possible.
Whatever the case, our experts are on hand to talk you through all the options available to you. We can help you decide if you’re able to buy one of our static caravans with finance. If you are, we’ll be able to offer you this fixed-rate, subject to status and availability. Our financial packages open up a world of opportunity and help you take a step closer to a memory-making place of your own.
Even more assurance
We work with some of the biggest lenders in the business to provide our prospective owners with finance. All these lenders are trusted Financial Conduct Authority registered members. Alongside Black Horse and Santander, we offer a fixed-rate finance option to turn browsing holiday homes into buying them.
Our 30-day money-back guarantee gives you a whole load of breathing space when making this leisurely life-changing decision. If something unforeseen happens or if you have a change of heart within 30 days of your purchase, you can hand the key back to us and we’ll return the money spent back to you.
If you have questions about buying a holiday home, please don't hesitate to contact us. Call us or request a call back, we'd love to hear from you.
General Terms and Conditions: Park cannot be used as a permanent residence. Haven Leisure Ltd (t/a Haven) is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited. Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL.
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Important information
Make no site fee payments when using Let2own until 2030...
Let2own is a contractual lettings product that offers eligible owners a guaranteed letting income at a preferential rate (calculated each year) in exchange for a stipulated number of letting breaks. It also allows eligible owners to pay their site fees and receive their letting income in 12 equal monthly instalments; the monthly site fee amount charged by Haven will be after deduction of the letting income.
Let2own no site fees payment until 2030 is available at Blue Dolphin, Berwick, Caister-on-Sea, Cala Gran, Combe Haven, Craig Tara, Devon Cliffs, Golden Sands, Haggerston Castle, Hafan y Mor, Kiln Park, Littlesea, The Orchards, Presthaven, Perran Sands, Primrose Valley, Seashore, Wild Duck and Skegness. The letting income received will vary by make, model and location. The monthly site fee payment does not include running costs e.g. utilities, rates & insurance. “Make no site fee payments when using Let2own until 2030” is applicable to new customer purchases of new Atlas Chorus 3 Bed or equivalent or superior grade holiday home purchases made through Haven where customers have also signed up to Haven’s Let2own contract. It is not applicable to part-exchanges or private sales and cannot be used in conjunction with our free Site Fee promotion. It is available across 40% of eligible Parks and applies when letting a new Atlas Chorus 3 Bed holiday home for 15 weeks.
An example of how “Make no site fee payments when using Let2own until 2030” operates under Let2own is the purchase of an Atlas Chorus 3 Bed holiday home at Primrose Valley with a monthly site fee of £642.50 and monthly letting income of £759.25. The monthly difference equates to £116.75, which will be credited to the owner's account. Both letting income and site fees are subject to yearly pricing reviews and the monthly site fee costs and letting income shown in the example are based on 2023 figures.
Modelled assumptions on expected annual site fee and letting income charges over the 7-year lettable life of the Atlas Chorus 3 Bed indicate that under Let2own it is anticipated that these customers will continue to receive a monthly credit during this period, however, this is not guaranteed. The modelled assumptions are based on the historical performance of Haven over the past 5 years of trading.
Access to holiday home is subject to park opening times. Images are shown for representational purposes. Park cannot be used as a permanent residence. Haven Leisure Ltd (t/a Haven) is registered in England (No. 01968698) and is a FCA appointed representative of Bourne Leisure Limited. Bourne Leisure Ltd is registered in England (No. 04011660) and is authorised and regulated by the FCA (Financial Services Register No. 312847) as a credit broker and insurance distributor. Registered office: One Park Lane, Hemel Hempstead, Hertfordshire, HP2 4YL.